.tca-calc-card{display:grid;grid-template-columns:0.4fr 0.6fr;gap:0;background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow-lg);border:1px solid var(--steel-dark);overflow:hidden}.tca-calc-input{padding:32px 28px;border-right:1px solid var(--steel-dark);background:var(--white)}.tca-calc-input h3,.tca-calc-result h3{font-size:1.2rem;font-weight:800;margin-bottom:20px;color:var(--text)}.tca-field{border:0;margin:0 0 22px;padding:0}.tca-field legend{font-size:0.9rem;font-weight:700;margin-bottom:10px;color:var(--text)}.tca-chips{display:flex;flex-wrap:wrap;gap:8px}.tca-chip{flex:1 1 calc(50% - 8px);min-height:44px;padding:10px 12px;border:1.5px solid var(--steel-dark);border-radius:var(--radius-sm);background:var(--white);color:var(--text);font-size:0.9rem;font-weight:600;font-family:inherit;cursor:pointer;transition:border-color var(--transition),background var(--transition),color var(--transition)}.tca-chip:hover{border-color:var(--primary-light)}.tca-chip.is-active{border-color:var(--primary);background:rgba(27,79,138,0.08);color:var(--primary-dark)}.tca-radios{display:flex;flex-direction:column;gap:8px}.tca-radio{display:flex;align-items:center;gap:10px;min-height:44px;padding:10px 14px;border:1.5px solid var(--steel-dark);border-radius:var(--radius-sm);cursor:pointer;font-size:0.92rem;font-weight:600;transition:border-color var(--transition),background var(--transition),color var(--transition)}.tca-radio:has(input:checked),.tca-radio.is-checked{border-color:var(--primary);background:rgba(27,79,138,0.08);color:var(--primary-dark)}.tca-radio input{width:18px;height:18px;accent-color:var(--primary)}.tca-btn-calc{width:100%;margin-top:4px}.tca-calc-result{padding:32px 36px;background:var(--steel)}.tca-flow{text-align:center;margin:0 0 24px;padding:20px 16px;background:var(--white);border-radius:var(--radius-sm);border:1px solid var(--steel-dark)}.tca-flow-label{display:block;font-size:0.78rem;color:var(--text-muted);margin-bottom:4px}.tca-flow-from strong,.tca-flow-to strong{font-size:1.05rem;color:var(--text)}.tca-flow-to strong{color:var(--primary)}.tca-flow-arrow{margin:10px 0;font-size:1.2rem;color:var(--primary);font-weight:700}.tca-saving-block{text-align:center;padding:22px 16px;margin-bottom:20px;background:var(--white);border-radius:var(--radius-sm);border:1px solid var(--steel-dark)}.tca-saving-label{display:block;font-size:0.95rem;font-weight:700;margin-bottom:8px;color:var(--text)}.tca-saving-amount{font-size:clamp(2rem,5vw,2.75rem);font-weight:800;color:#e53935;line-height:1.15;letter-spacing:-0.02em}.tca-saving-note{margin-top:10px;font-size:0.85rem;color:var(--text-muted);line-height:1.5}.tca-metrics{list-style:none;display:grid;gap:10px;margin-bottom:20px}.tca-metrics li{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:12px 14px;background:var(--white);border:1px solid var(--steel-dark);border-radius:var(--radius-sm)}.tca-metrics span{font-size:0.9rem;color:var(--text-muted)}.tca-metrics strong{font-size:0.95rem;color:var(--primary);font-weight:700}.tca-result-cta{width:100%;max-width:none;flex:none}.tca-reason-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.tca-reason-card{background:var(--white);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);transition:transform var(--transition)}.tca-reason-card:hover{transform:translateY(-4px)}.tca-reason-img{aspect-ratio:16 / 10;overflow:hidden;background:var(--steel)}.tca-reason-img img{width:100%;height:100%;object-fit:cover}.tca-reason-body{padding:24px 22px 28px}.tca-reason-body h3{font-size:1.1rem;font-weight:700;margin-bottom:10px}.tca-reason-body p{font-size:0.9rem;color:var(--text-muted);line-height:1.65}.tca-compare{background:#EAF1F9}.tca-compare-card{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);overflow:hidden;border:1px solid rgba(27,79,138,0.08)}.tca-compare-table{width:100%;border-collapse:collapse;min-width:560px;background:var(--white)}.tca-compare-table th,.tca-compare-table td{padding:16px 20px;text-align:center;border-bottom:1px solid var(--steel-dark);font-size:0.95rem;vertical-align:middle}.tca-compare-table thead th{background:var(--primary);color:var(--white);font-weight:700}.tca-compare-table thead th:first-child{background:var(--primary);color:var(--white);text-align:left}.tca-compare-table tbody th{text-align:left;font-weight:600;color:var(--text-muted);background:var(--white);width:22%}.tca-compare-table tbody td{color:var(--text);background:var(--white)}.tca-compare-table tbody td:last-child{background:rgba(27,79,138,0.06);color:var(--primary-dark);font-weight:700}.tca-compare-table tbody tr:last-child th,.tca-compare-table tbody tr:last-child td{border-bottom:none}.tca-compare-table tbody tr:hover th,.tca-compare-table tbody tr:hover td{background:rgba(27,79,138,0.03)}.tca-compare-table tbody tr:hover td:last-child{background:rgba(27,79,138,0.1)}@media (max-width:900px){.tca-compare-card{overflow-x:auto}}@media (max-width:900px){.tca-calc-card{grid-template-columns:1fr}.tca-calc-input{border-right:none;border-bottom:1px solid var(--steel-dark)}.tca-calc-result,.tca-calc-input{padding:28px 20px}.tca-reason-grid{grid-template-columns:1fr;max-width:480px;margin:0 auto}}@media (max-width:560px){.tca-chip{flex:1 1 100%}}